Personal loans
One fixed payment, no origination fee
Consolidate higher-rate balances, fund a renovation or cover an unexpected expense with a term you choose.
- Borrow $2,500 – $100,000
- Fixed rates from 7.49% APR
- Funds as soon as the same business day
- No prepayment penalty ever
Pre-qualification tool
$20,000
48 months
Estimated payment at 7.49% APR
$483.48
Likely to pre-qualify based on the income you entered.
Soft inquiry only — no impact to your credit score.
Common uses
What people borrow for
Debt consolidation
Replace revolving balances with one fixed monthly payment.
Avg. 6.2% saved
Home improvement
Fund a kitchen, roof or HVAC project without tapping equity.
Up to $100k
Medical expenses
Spread out out-of-pocket costs at a predictable rate.
12–84 months
Major life events
Weddings, relocation or education costs with no collateral.
No fees
Rates by term
Fixed APRs available today
| Term | Excellent credit | Good credit | Fair credit |
|---|---|---|---|
| 12 months | 7.49% | 10.99% | 15.49% |
| 24 months | 7.74% | 11.49% | 16.24% |
| 36 months | 8.24% | 12.24% | 17.49% |
| 48 months | 8.74% | 12.99% | 18.24% |
| 60 months | 9.24% | 13.74% | 19.24% |
| 84 months | 10.49% | 15.24% | 21.49% |
Includes a 0.50% discount for autopay from an Crest checking account.
See your real rate in two minutes
Pre-qualification is a soft inquiry and never affects your credit score.