Auto lending
Drive away with a rate you didn't have to negotiate
Apply online for new, used, private-party and refinance auto loans. Pre-qualified offers are valid for 30 days at any partner dealer.
- Rates from 5.24% APR with autopay
- Terms from 24 to 84 months
- No application or prepayment fees
- Decisions in as little as 60 seconds
Payment estimator
Estimated monthly payment
$607.40
Total of payments $36,444.26
Loan types
However you're buying, we finance it
New vehicle
Model years within 2 years, up to 125% of MSRP including tax and title.
5.24% APR
Used & private party
Dealer or private seller, vehicles up to 10 years old and 125,000 miles.
5.99% APR
Refinance
Lower your payment or shorten your term with no out-of-pocket cost.
5.24% APR
Refinance calculator
See what refinancing could save
New Crest payment at 5.24% APR
$647.87
Your current loan is already competitive — refinancing may not reduce your cost.
Rates
Auto loan rates by term and vehicle age
| Term | New vehicle APR | Used vehicle APR | Refinance APR |
|---|---|---|---|
| 36 months | 5.24% | 5.74% | 5.24% |
| 48 months | 5.39% | 5.99% | 5.44% |
| 60 months | 5.64% | 6.24% | 5.69% |
| 72 months | 6.09% | 6.74% | 6.14% |
| 84 months | 6.74% | 7.39% | 6.79% |
Includes a 0.25% autopay discount. Rates assume excellent credit.
Dealer network
Find a partner dealer near you
- 0.25% rate discount
Metro Crest Certified Motors
Brooklyn, NY · 2.1 mi
- Free 12-month maintenance
Harborline Auto Group
Jersey City, NJ · 6.4 mi
- $500 dealer credit
Northgate Prestige
Yonkers, NY · 11.8 mi
- Same-day funding
Summit Family Auto
Newark, NJ · 13.2 mi
Pre-qualify without touching your credit score
See real rates and payment options in about two minutes.